Your home’s flood coverage may cover many of the needed flood mitigation steps. Learn about some services that your policy may cover.
Inspection Processes
Your home may require one or more inspections after flooding. An inspection will determine the severity of the flood and which mitigation steps will be needed to rehabilitate your property.
New Materials Needed To Rebuild
Your flood insurance policy may cover the materials needed to rebuild your home. One mitigation step is to determine which structural materials have been compromised by floodwaters.
If a contractor has been assigned to inspect your property, they will prepare a list of all the materials that cannot be salvaged. Before the flood mitigation efforts are conducted, you will receive feedback that will allow you to learn about the project’s complexity.
Your flood insurance policy may absorb some of the costs you face. The coverage may handle the cost of replacing flooring, wall materials, and other essentials.
Drying and Cleaning Processes
All the items in your home may not need to be replaced. Some mitigation steps that may be needed could include drying and cleaning items. Your flood insurance policy may cover these steps.
Drying and cleaning processes may be conducted on your property or at a remote location. The contractor who oversees these mitigation steps will consult with you about how they will be conducted.
Contact An Agent Who Serves St. Augustine, FL
Set up an appointment with one of our Tim Huber Insurance agents. An insurance agent will consult with you and discuss your flood insurance policy.
