Insurance

3 Reasons to Purchase Home Insurance in Florida

Posted on by agentinsure

An area well-known for beautiful people and weather, the state of Florida is an excellent place to live and own a home. Nevertheless, there is no such thing as a foolproof existence, and no matter how gorgeous the Florida weather may get, sometimes it is downright monstrous. With that said, please review the following three reasons to purchase home insurance in Florida.

It’s Mandatory

Firstly, although we certainly have a choice regarding the amount of coverage we receive, home insurance is essentially mandatory for every homeowner. Assuming you are paying a mortgage each month, your mortgage company is likely to require you maintain a quality policy to maintain the loan. Purchase your home insurance on your own before you incur costly penalties.

Natural Disaster Protection 

In addition to that, the state of Florida is certainly no stranger to massive natural disasters. Dealing with everything from extreme thunderstorms to hurricanes, those who live in Florida would be wise to get the best quality home insurance policy as possible.

Protection Against Burglary and Theft 

Lastly, burglaries and other thefts can cost you thousands. However, by purchasing a high-quality home insurance policy, you will ensure that both your belongings and any damaged areas of your home are replaced following a burglary. Although St. Augustine, FL is relatively safe, it would be foolish to believe that burglaries and thefts are impossible. Purchase a home insurance policy to ensure your belongings are protected!

Overall, Tim Huber Insurance is here to serve you. A premier company located in St. Augustine, FL, our qualified representatives go above and beyond to uncover and cater to your insurance needs. Never get caught without proper coverage! Call Tim Huber Insurance today and find out how you can start your policy today and save!

Looking for Your St. Augustine Insurance Partner?

Posted on by agentinsure

Whether you are new to the St. Augustine FL area, or you are simply interested in changing your insurance coverage, you should talk with the Tim Huber Insurance and Financial Services Agency. 

In business for 13 years, this is a family business created by husband and wife team Tim and Tammy Huber. The team took a leap of faith while their sons were both still in diapers, and they’ve never looked back. Instead, they built a local agency with the support of their community. 

Both Tim and Tammy Huber had prior experience in the industry; Tim was a successful Sales Professional and Tammy worked her way up from operations into Underwriting. Obviously, there is a wealth of industry knowledge within this friendly agency at 28 Clark Street.

Today, the Tim Huber Agency represents over 50 different insurance companies with wide-ranging criteria and policy programs. What that means for consumers is great coverage and great pricing! It allows Tim to shop around and find the perfect coverage for your needs and your budget. He is not limited to only one company and can cover a much larger range of situations with the multiple companies that he works with on a daily basis. 

In Florida, like almost all of the 50 states, automobile insurance coverage is mandatory. The required minimum coverage limits are $10,000 for personal injury protection and $10,000 for property damage coverage. While these coverage amounts are the only mandatory ones, you would be wise to discuss other coverage types with Tim, as well as higher limits, to better protect yourself in the event of an accident or other incident.

Every driver’s circumstances are different, so the best way to find out what options are available to you is to contact the Tim Huber Insurance Agency and speak with the professionals about your needs.