Flood risks can ruin your home and your valuable items. While no one can give back something with sentimental values, you can protect yourself as much as possible.

Do you know how covered you are in case your neighborhood and home experiences flooding? Or do you know when flood insurance becomes a must? We do and we are here to help you figure this all out too.

Contact Tim Huber Insurance in St. Augustine, FL to discuss flood insurance or to receive assistance revising your current flood insurance.

When You Need Flood Insurance

Of course, it seems logical to get flood insurance if you live in an area that is at a high risk of flooding. It’s definitely incredibly wise to get flood insurance at that point, but in some cases, you are actually required to have flood insurance. Mortgage lenders might not give out a mortgage for certain high-risk areas unless the buyer agrees to flood insurance. Make sure to read up on your flooding risk now, but especially if you plan on moving to a new area. 

When You Should Want Flood Insurance

If you don’t live in a high-risk area, it is still worth discussing flood insurance with us. Even if the risk is low or you live in a high rise, knowing what you stand to lose in case of flooding might be the push you need to avoid losing your valuables and property damage in case the worst happens.

We can provide you with multiple quotes and advise you on what flood insurance is best suited for your circumstances. You can call Tim Huber Insurance in St. Augustine, FL to enquire about quotes.