When you go about the process of buying a new vehicle in St. Augustine, FL, you will probably need to consider what the insurance on the car or truck is going to cost you. After all, the insurance premium that you have will determine what you can actually afford. For example, you have a budget for a monthly vehicle payment and insurance. If you are going to buy a car with a payment of x amount of money per month, this leaves you x amount of dollars a month to be paid toward insurance. Some people wonder to themselves when vehicle shopping if it is cheaper to insure a car or truck. Let’s take a quick look at an answer to this question. 

Is it cheaper to insure a car or truck?

When you go to put insurance on a vehicle, there are more than a few factors taken into consideration. First and foremost, your driving record will have a huge impact. If you have questions about specific incidents please give the agents at Tim Huber Insurance a call. If you have a lot of speeding tickets and past insurance claims within the last five years, this will increase your premium rate. Also, if you are buying a vehicle and taking out a loan, this means you will have to have full coverage insurance, which of course is expensive. It really does not matter if you are buying a car or truck in regards to how cheap your insurance will be. Your past driving record and the type of insurance coverage you are going to put on it will determine how expensive or cheap your insurance rate is. 

To learn more about insuring a car or truck, contact Tim Huber Insurance serving the St. Augustine, FL area.